New Patients
Dental Insurance & Financing Options
At Livermore Dental Spa, we believe that navigating dental insurance should be simple and stress-free. Our knowledgeable front-office team specializes in maximizing your dental benefits so you can get the high-quality care you deserve without financial surprises.
Insurance Options
Insurance, Financing, & Dental Membership
We believe high-quality dental care should be accessible to everyone in the Livermore community. We offer several flexible ways to cover your family’s treatments.
Dental Insurance Providers We Accept
We accept all major PPO dental insurance plans
We are proud to work with a comprehensive network of insurance providers. If you see your insurance provider listed below, our team can directly bill them and help coordinate your benefits.
Aetna Dental
Aflac
Ameritas
Anthem / Blue Cross Blue Shield Affiliates
Assurant
Careington
Cigna Dental
Colonial Life
Delta Dental
DentaQuest
Guardian
Humana
Liberty Dental Plan
MetLife
Mutual of Omaha
Physicians Mutual
Principal
Sun Life Financial
United Concordia
UnitedHealthcare Dental
Don't see your plan listed?
Dental networks change frequently. Give our Livermore office a call at (925) 243-6491 and we will happily look up your plan details to verify your coverage.
No insurance?
Join our Dental Membership Plan
The Livermore Dental Spa In-House Membership Plan
Our exclusive dental membership cuts out the insurance middleman entirely. For a low monthly or annual fee, you receive total preventive coverage and significant discounts on all other treatments.
- What’s Included: 100% covered routine cleanings, comprehensive exams, and diagnostic X-rays.
- The Perks: No deductibles, no pre-authorizations, no waiting periods, and no annual maximum limits.
- How to Join: Sign up securely online in under two minutes and activate your benefits immediately.
Flexible Financing
Flexible Payment & Patient Financing Options
To cover co-pays, deductibles, or treatments not fully covered by insurance, we accept a wide variety of convenient payment methods. We believe that budget shouldn’t get in the way of your health, wellness, or beauty goals. That’s why we proudly offer two of the most trusted financing options in the industry: CareCredit and Cherry.
Whether you’re looking for a healthcare credit card for ongoing care or a quick, flexible payment plan with no hard credit check, we’ve got you covered. Need help deciding which plan is right for you? Give our office a call, and our team will be happy to walk you through your options!
Flexible Financing
We accept CareCredit and Cherry financing, allowing you to split your treatment costs into interest-free or low-interest monthly payments.
Contactless & Mobile Payments
Apple Pay, Google Pay, and Samsung Pay (NFC).
Traditional Methods
All major credit cards (VISA, MasterCard, American Express, and Discover), Debit Cards, and Cash.
Compare Our Financing Options
| Feature | CareCredit | Cherry Financing |
| Type | Healthcare Credit Card (reusable) | Buy Now, Pay Later (fixed installment loan) |
| Credit Check | Soft check to pre-qualify; hard check upon submission. | No hard credit check (won’t impact your score). |
| Promotional Options | Deferred interest options available (e.g., 6, 12, or 24 months). | 0% APR options available for qualifying patients. |
| Best For | Ongoing treatments, family-wide care, and routine procedures. | Quick approvals, specific treatment packages, and flexible monthly budgets. |
| Approval Time | Instant decision online or in-office. | Instant decision via a 60-second mobile application. |
CareCredit: The Reusable Healthcare Card
CareCredit works just like a credit card, but it's exclusively dedicated to your health and wellness needs. Once approved, you can use it repeatedly for yourself, your family, or even your pets without having to reapply.
Promotional Financing: Enjoy 0% interest if paid in full within promotional periods (typically 6, 12, or 18 months) on qualifying purchases.
Long-Term Flexibility: Low monthly payment options are available for higher-cost treatments.
Where to Use: Accepted at over 250,000 enrolled provider locations nationwide.
Cherry: Fast, Flexible & No Hard Credit Check
Cherry is a modern "Buy Now, Pay Later" solution designed to let you split your treatment costs into manageable monthly payments. It’s incredibly patient-friendly and takes less than a minute to apply.
Zero Impact on Your Credit Score: Cherry only performs a soft credit check to determine your approval amount.
High Approval Rates: Designed to accommodate a wide range of credit profiles.
Choose Your Plan: Split your costs into 3, 6, 12, 18, or 24 monthly installments, with 0% APR options available for select plans.
Frequently Asked Questions
How do I know how much my dental treatment will cost?
Before any treatment begins, our team provides a transparent, itemized cost breakdown. We cross-reference your specific dental insurance plan to estimate exactly what your insurance will cover and what your out-of-pocket co-pay will be.
What is the difference between dental insurance and your membership plan?
Dental insurance requires premiums, has strict annual maximum caps (usually between $1,000 and $2,000 per year), deductibles, and waiting periods for major work. Our in-house membership plan has none of those restrictions—it gives you immediate discounts and covers your preventive cleanings for a simple, flat subscription fee.
Do you accept Medicaid, Medi-Cal, or Denti-Cal?
Our office primarily accepts major PPO dental plans, patient financing, and our in-house membership. Please call our office directly to confirm our current network status regarding state-funded programs like Denti-Cal.
Make an Appointment
Let Us Help You Maximize Your Benefits
Dental insurance benefits run on a calendar year—if you don’t use them, you lose them! Contact our team today to schedule your next appointment and keep your smile healthy.
Phone
(925) 243-6491
LivermoreDentalSpaCA@gmail.com
867 E Stanley Blvd
Livermore, CA 94550
Office Hours
Monday – Friday: 9:00 AM – 6:00 PM
Saturday – Sunday: Closed
Pro-Tip for Commuters: If you are heading west from the Lawrence Livermore National Laboratory or the Sandia National Laboratories, our office is an easy, straight shot drive down Stanley Blvd—perfect for scheduling a relaxing, stress-free dental cleaning right after your shift.